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How to Lower Your Internet or Phone Bill, in Writing

Internet and phone bills creep up when a promo ends or a fee gets added. A careful look at the bill and one clear written request often bring them back down.

1. Compare your plan to your bill

Sign in to your account and find your plan name, the monthly price you were promised and the date any promotional price ends. Then read your latest bill line by line and look for:

  • A promotional price that ended
  • Equipment rental for a modem or router you returned or own yourself
  • Add-ons you didn't order, like extra lines, streaming services or device protection
  • Late fees, activation fees or charges after a cancellation date

Internet providers show a "Broadband Facts" label for their plans, with the price, any introductory rate and fees. Compare it with what you are paying.

2. Find a better price to point to

Check your provider's website for the plans it offers today, and look up which other providers serve your address. Write down one or two real offers, with the speed and the monthly price. If money is tight, also ask whether your provider has a low-income plan.

3. Ask in writing

Use the provider's chat or account messages and save the transcript. Ask for the department that handles loyalty or retention offers if the first agent can't help. Keep it short:

Hello,

I'm reviewing my account (ending in [last 4 digits]), under [name].

1. My bill for [month] includes $[amount] for [charge], which I didn't order / which should have ended on [date]. Please remove it and credit my account.
2. My promotional price ended on [date] and my bill went from $[old] to $[new]. I've been a customer since [year]. [Provider or plan] offers [speed] for $[price] at my address. Please let me know the best price you can offer to keep my service.

Please confirm any credit and the new monthly price, including fees, in writing.

Thank you,
[Your name]

If they ask you to call, you can reply that you prefer to handle it in writing so you have a record.

4. Get the new price confirmed

Before you agree, ask for the new monthly total with taxes and fees, how long it lasts, and whether it comes with a contract or an early cancellation fee. Save the confirmation and check your next bill. If it doesn't match, send the confirmation back and ask them to correct it.

5. Still not fixed? Follow up, then escalate

Follow up once, in writing, about a week later. If a wrong charge still isn't fixed, you can file a free informal complaint with the FCC through its Consumer Complaint Center, which takes complaints about phone and internet billing. In many cases the FCC sends your complaint to the provider, which then has 30 days to respond to you in writing. The FCC can't resolve every individual complaint, so use it as a last step, not the first. Cable TV billing problems go to your local franchising authority instead. Read the FCC's guide to informal complaints before you file.

If you paid a wrong charge by card, you may also be able to dispute it with your card issuer. See How to dispute a double charge.

6. Keep a simple record

Save every chat transcript, email, confirmation number and the name of each agent. If you return equipment, keep the receipt and tracking number until the charge is gone from your bill.

General information only, not legal or financial advice. Every company and card issuer has its own rules.

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